What Today’s Mortgage Rates Mean for Your Next Move

Mortgage rates dropped to a three-year low, with buyers seeing rates as low as 5.99% this month—and that shift is creating real opportunity here in Pierce County.

Why This Matters Locally

Lower rates directly impact buying power in communities like Puyallup, Enumclaw, Buckley, Bonney Lake, Lake Tapps and surrounding areas. A lower interest rate can mean:

• A lower monthly payment, or

• The ability to afford more home without stretching your budget

For many buyers who paused over the last couple of years, this change brings new options back to the table.

For Buyers

If you’ve been waiting for the numbers to make sense again, now may be the right time to revisit your plans.

• Improved affordability

• More flexibility in home features or location

• Potential to refinance later if rates continue to shift

The goal isn’t to time the market perfectly—it’s to move forward strategically and confidently.

For Sellers

Lower rates often bring more qualified buyers into the Pierce County market. That can mean stronger showing activity and renewed momentum for well-priced homes.

If you’ve been considering a move but weren’t sure about buyer demand, this rate shift could work in your favor.

A Thoughtful Approach Matters

Every neighborhood and price point in Pierce County behaves differently. That’s why I focus on guidance—not pressure. Whether you’re ready to move now or just exploring options, clarity comes first.

Curious what today’s rates mean for your specific situation? Let’s have a conversation and look at the numbers together.

Real estate is personal. Your strategy should be too.